Student Loan Calculator – Student Stash

🎓Study costs

What your course will charge you.

Annual tuition fees

Annual course-related costs

Max $1,000/year, e.g. textbooks, laptop

How many years will you study?

🏠Living cost loan

Weekly money for rent, food and everyday life.

Weekly amount

Max $333.48/week Weeks per year

e.g. 38 covers both semesters including mid and inter-semester breaks

🪙Student allowance

Money you don't pay back. It reduces your living cost loan.

Weekly amount

Max $333.48/week Weeks per year

💼After study

Helps us estimate how long repayment takes.

Expected starting salary

Annual salary growth

Percent per year

✈️Overseas Planning to live or study overseas? 5.6% interest applies to your loan if you're overseas for more than 6 months in a year.

Estimates based on current StudyLink rates (from 1 April 2026). Repayment threshold $24,128/yr before tax. Overseas repayments are really set by your loan balance, so treat that figure as a rough guide.